About the Course


Welcome to Money Management Basics! This course is designed to assist minorities in addressing racial-wealth disparity gaps by detailing the basics of financial literacy, education, and critical-thinking skills. Research shows that improving critical-thinking analysis through financial literacy improves overall household incomes, emergency savings, and understanding of fundamental investment decisions.

The course consists of Module 3, Debt Decision-Making, of Money Management Basics. Learning objectives are as follows:

  • Improve decision-making affecting credit and debt.
  • Identify how debt affects money management and asset accumulation. 
  • Distinguish the connection between debt management and generational wealth.

Module 3 Curriculum

  Money Management Basics
Available in days
days after you enroll
  Module 3: Debt Decision-Making
Available in days
days after you enroll


Dr. Terrence Duncan


Dr. Terrence Duncan holds a Doctor of Business Administration degree from Walden University and an MBA from Park University. Demonstrating a commitment towards leadership, human resources, project management, and leadership, Dr. Duncan has published in numerous academic journals and international publications and served as a panelist for several esteemed academic conferences.


With 15 years in the healthcare and risk management industry, Dr. Duncan has reduced claim losses via enterprise risk management and human resources. Dr. Duncan currently teaches MBA/MHA courses and serves as a Subject Matter Expert in Healthcare Economics and a Dissertation Chair for doctoral candidates. In addition, Dr. Duncan currently holds three board of director positions with three non-profit organizations. He also provides professional and financial mentoring to small Black businesses and households aligned with his vision, The Mahogany Legacy Project.